Korea Ratings analyzes and evaluates the redemption capability of bonds issued by corporations or public institutions, and publishes it with the crediting ratings.

We disclose the corporations' short-term redemption capability with their credit ratings. This is conducted by evaluating and analyzing all of the factors that affect the redemption stability of CPs issued by the corporations.

We evaluate the redemption capability of financial institutions' or corporations' asset backed securities, and publish these with the credit ratings. To this end, Korea Ratings thoroughly analyzes the cash flow, liquid assets, and credit status.

We analyze and evaluate a corporation's redemption capability of its financial debts. In the process of rating, we evaluate the overall redemption capability only. We do not take into consideration any factors related to financial debts which include guarantees, mortgages, or priority for repayment. This rating system is a starting point for determining the credit ratings of specific bonds, such as corporate bonds and CPs.

This is an evaluation of the certainty of the fulfillment of financial institutions' surety obligations, and disclosing this with the credit ratings. To this end, we analyze all factors that affect the business operations and financial status of the guarantor.

This rating system is designed to evaluate the insurers' financial soundness as related to overall payment capability for all issued insurance policies. That is to say, it is not a rating given to bonds issued by insurers, but is a rating granted to the insurers themselves. This rating system will help people select the right insurance firm by reviewing the credit status of the insurer from which they intend to take an insurance policy. Above all, it will contribute a great deal to the protection of insurance policyholders' benefits, and the growth of the insurance market.

We evaluate the repayment certainty of project bonds issued in order to raise financial resources for investment in social overhead capital (SOC), and disclose this evaluation with the credit ratings. In this manner, we analyze the business feasibility and potential credit risk, of each project.

Korea Ratings rates the won-denominated bonds issued in Korea by foreign corporations, which helps smooth out funding for them in the domestic capital market.